Dogs provide human beings with a sincere and soothing companionship. When your new puppy comes home, there are a lot of new things that need to be accomplished. Coping with matters of socialization, training, and health of your dog, the first question which arises in your mind is what exactly is to be done first. When you decide to adopt a new puppy, it becomes a matter of serious concern that what will you do if your dog falls ill or gets some injury. Below is given a comprehensive detail of how medical insurance for a dog can be helpful in preparing your family for the unexpected.
What is Dog Insurance?
Dog insurance is a healthcare plan that helps cover the costs of veterinary care if your puppy becomes ill or injured.
8 Reasons Why You Should Get Medical Insurance for Dogs
Dealing with Unexpected
Having a new puppy in your home, you cannot predict the occurrence of unexpected. Your puppy may fall sick or have severe injuries in drastic accidents. Your furry friend can also have chronic diseases, cancer or you can be in need of having diagnostic treatment of your dog. Medical insurance helps you feel relax whenever the unexpected happens.
Feel Secure Financially
Illnesses or unexpected situations are not scheduled in the lives of human beings and in dogs’ lives as well. Medical insurance lets you choose the best treatment plans available for your puppies and not restricted based on your family’s financial circumstances. Most pet insurance companies reimburse you for a major share of the cost after deductibles. It provides a comprehensive way to budget pet care costs.
Void of Age or Breed Restrictions
Either your puppy is young or has got to his seniority, or your dog is from any breed present in the world, medical insurance does not put any condition of age or breed for the treatment and wellness of your dog. You can avail the facility of insurance for your dog at any age or of any breed.
Pick the Veterinarian of Your Own Choice
Medical insurance for dogs is far different from that of human beings. Human health insurance policies require you choose only specific health care providers. Whereas pet insurance allows you to pick the veterinarian which you feel best for the treatment of your ailing pup. You simply have to show up the bills of your dog’s treatment and get reimbursed.
Medical Insurance Provides Peace of Mind
The ailment of your dog can disturb you not only financially but mentally as well. But when you have a reliable insurance policy for your dog, you feel your nerves free of any sort of tension. Friends are oxygen for life and your dog is one of the best friends you have, so pet insurance is inevitable to have physical fitness for your faithful companion and relaxation for your own mind and soul.
Dogs are Part of the Family
Homes are made for taking rest after daylong tiresome toil of routine work. But when you have calming and decent family members, you enjoy your leisure moments fully. Dogs are not human beings but still, you can spend your precious moments with them as you do with your parents, siblings or life partner and even sometimes better than all those. So, the health of your dog is a mandatory thing you must take care of. Getting medical insurance for your dog means you have performed your duty to take care of your “family” beautifully.
Don’t let Your Emergency Fund Perish
Humans are different in nature as compared to all the other animals. We save foodstuff for the future, we save clothes and in the same way, we keep a part of our resources as our savings for some sort of emergencies. These savings can also be for your happy time like Christmas, your partner’s birthday or your wedding anniversary.
Think for a moment that your savings are consumed at once when your puppy falls ill, what you are going to do? So medical insurance is a token of the safety of your savings.
Increases Your Dog’s Emotional Attachment with You
Dogs are always loyal to their owners because they are emotionally attached to them. Taking care of your dogs in their sickness increases this attachment and let them be more loyal and happy with you. It is possible only when your dog is provided timely treatment in his illness. So we must suggest that medical insurance is very compulsory for the puppies.
Gentlemen opine; the sooner, the better. So, hurry up and get your furry friend medically insured. Have you got medical insurance for your dog? How has been your experience? Let us know about your valuable ideas and suggestions by commenting in the comment box available below.
Frequently Asked Questions
Is it worth getting pet insurance for my dog?
From our personal and professional experience, absolutely. It’s not like you can plan ahead of time for accidents and emergencies but they do happen and can be outrageously expensive. Insurance can give you peace of mind knowing that you can afford the vet bill without taking a huge hit on your savings.
We have heard horror stories of pet owners putting down their loved ones because they couldn’t afford surgery or aftercare. It may not be true for every case but for many, pet insurance could have been a real lifesaver.
How to reduce the cost of pet insurance?
Try an accident-only plan! This is an extremely affordable option for those that might be on a tight budget and want to cover their pets in case of an injury. Plus, you can go to any licensed vet of your choice.
If your budget allows, you can always add on more comprehensive coverage for illnesses, wellness and preventative care later down the line.
What do I need to run a pet insurance quote?
It’s actually pretty easy. All you need is the name, gender, breed, and age of the dog or cat you wish to cover and if your pet has ever shown symptoms, received treatment for, or been diagnosed with any condition. Most companies, such as ODIE Pet Insurance, will give you an instant quote online.
Why compare quotes with MoneySuperMarket?
This allows you to compare pet insurance quotes from many different companies. This will save you time from having to go to each company or track down different pet insurance companies.
How do I choose pet insurance?
Aside from the price, look into company policies regarding things such as upper age limits, reimbursement rules, claims processing systems, and options to add on routine coverage. If you have an older dog or cat, make sure that the insurance company can provide coverage throughout your pet’s lifetime or if there is an age cutoff.
Also, if you do submit a claim, what is the process like? Are they old school and need a claim to be mailed or is it a tech-savvy company that can process a claim online. Choose a company that makes things easy for you during a fairly stressful experience.